The earlier you start making well-informed financial decisions, the sooner you will reach your personal and financial goals. Whether you’re a first-home-buyer looking to enter the property market or an established business person looking to acquire a business, our independent mortgage advisors utilise their expertise and vast network of lenders to find you the most suitable solution.
We work with you to determine your personal and financial goals, work out how much you can afford to borrow and find the right loan for you depending on your needs.
Our team of highly qualified home loan brokers are in constant communication with a vast lender network to ensure our clients receive the most constructive advice. After discussing your goals with your home loan financial advisor, they will provide you with advice on a manageable amount to borrow, provide you with several options, and ultimately help you to complete your home loan application to the highest standard.
Becoming an investment property owner requires a similar approach to applying for a home loan. However, if you are purchasing an investment property without the intention to live in it, there are a few additional considerations. Our investment loan brokers work with you to determine your needs and find the right home loan specifically for your investment property.
If you have an existing personal loan, our mortgage brokers can work with you to secure a refinancing option that is more in line with your needs. We work with our lender network to compare financing options and ultimately find you the most suitable refinancing option. If you decide to go with a different lender, we can simplify the refinancing process and complete your refinancing application.
Purchasing your new car is an exciting experience, and knowing that you have secured the right loan that has manageable repayments and competitive interest rates makes the whole experience even more rewarding. Our car loan brokers will help guide you through the process so you can be sure you’re making the best financial decision when it comes to your car finance.
Your business’ financial health is paramount when it comes to choosing the right business loan for you. Our business finance brokers work with you to grow your business in the most effective way possible. Whether you’re looking to acquire a new business or a new commercial property, our commercial loan brokers will advise you on the best financial direction according to your needs.
At Simmons Livingstone & Associates, we know how important it is to maintain a well-equipped business. Our equipment finance brokers work closely with you and our wide range of commercial lenders to find the best solution for your business needs. We do so with haste so you can get back to operating an optimal efficiency as soon as possible.
When you get in touch with us, we’ll have a brief chat over the phone to give us a better insight into your personal or business goals.
To provide you with the best options according to your situation, we need to familiarise ourselves with your earning, spending and borrowing behaviours.
The more we understand about your situation, the better we can provide you with expert financial advice.
We will typically ask you for copies of your payslips, debts, and investments to your assets, debts and investments upon other things.
Your mortgage broker is there to support you, and will always ensure your information remains secure and confidential.
Based on our extensive research, industry knowledge and professional opinion, we will provide you with a range of options and discuss each with you.
Once you’re satisfied with your understanding of each, you can choose your preferred option.
At Simmons Livingstone & Associates, we pride ourselves on providing a level of personal care.
We help to plan and polish your application so that you have the best possible chance of approval.
We’re also more than happy to answer all of your questions throughout the process, to ensure a smooth transition of finance.
Privacy Short Form Statement
We are committed to protecting your privacy. We may use the information you provide to assist you with your credit needs, including the preparation and submission of loan applications and to send you product information and promotional material. From time to time this will include direct marketing communications but we will always give you the option of not receiving these communications. We will provide your information to our credit licensee (Connective Credit Services Pty Ltd ABN 51 143 651 496), companies with whom you choose to deal, contractors who supply services to us and to others if we are required to do so by law.
We will never rent or sell your information.
Your consent – By asking us to assist with your credit needs, you consent to the collection and use of the information you have provided to us for the purposes described above. For more information on your privacy rights, including how you can access and correct your information or make a privacy-related complaint, please visit our website. The Privacy Commissioner also provides information on their website at www.oaic.gov.au