saving


Are You Paying Too Much in Super Fees?

Most Australians are pretty ambivalent when it comes to to taking proactive action about managing their Superannuation. Did you know? Australians are paying $2.6 billion extra a year because of the number of individuals who have multiple Superannuation funds – doubling the cost they are paying in fees and insurance Around 2.5m people have two or more Super funds;


A Few Interesting Facts About Retirement

Given the financial demands of everyday life, planning your retirement may be a relatively low priority.  You may also think that you have plenty of time to plan.  But before you put off planning for your retirement any longer, here are some key facts about retirement you should consider. Your retirement could last 30 years



First Home Super Saver Scheme

The First Home Super Saver Scheme (FHSSS) helps Australians boost their savings for a first home by allowing them to build a deposit inside superannuation, giving them a tax cut. The FHSSS applies to voluntary superannuation contributions made from 1 July 2017. These contributions, along with deemed earnings, can be withdrawn for a home deposit


Financial Protection & Your Adult Children

Life can often throw in a few curve balls. No one expects sudden death, accident or illness. What if the unthinkable did happen? How would you, your family or perhaps your business cope financially? Do you have your financial protection in place.   What’s your help really going to cost? For example, if your children


Setting Financial Goals

Don’t dream it. Do it. Having a financial plan and financial goals is just like having a good map when you’re planning a journey. It not only pinpoints your ultimate destination, it shows you the best way to get there. Your financial plan can include any number of goals, some bigger, some smaller, short term


Is Salary Sacrifice Right For You?

Want to give your super savings a boost?  Making personal contributions is one option to consider using your pre-tax income.  Known as salary sacrifice and it can be a very effective way of growing your super balance. Boost your super and pay less tax Salary sacrificing into super can not only help you grow your super

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