Statistics show that tradespeople are three times more likely to suffer work-related injuries than any other occupation. Heart disease is also the number one cause of death in Australia, followed by stroke and cancer. How are you protecting your income?
With figures like these it’s important, that as a trades person, you have cover that takes into consideration the work you do, the unique risks you face, plus other medical factors that affect all Australians.
You need a plan that covers you, your income and your debts
Workers compensation may not be enough If something happens to you at work, workers compensation helps part of the way, but you could be waiting a long time and it only covers some of your expenses.
What if something happens outside work or you suffer heart disease or cancer? When your income stops, you don’t want to worry about your loan repayments, bill’s and everyday expenses.
That’s why you need life insurance
Life insurance goes to work where workers compensation leaves off. It includes :
It can also cover you if you have minor fractures and still keep working.
Income protection can often be dismissed as a luxury, however in times of need, it’s almost crucial should something untoward happen that prevents you from earning an income. We can certainly take you through the benefits of protecting your income – get in touch today.
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