Superannuation is an integral part of many people’s personal wealth and retirement plans.
Superannuation is something that most of you will have, but not many of you will be clear on exactly where your money is invested. Our role is to help you understand the part that super will play in your future, and therefore how you need to invest it now, to ensure you obtain great long term results. Our expert team will help you understand the relationship between risk and return, therefore enabling you to make informed decisions about super, which for most of you will be your biggest retirement asset.
Services provided by Simmons Livingstone include:
With a super fund achieving annual returns of 7% pa the client will have an approximate balance of $387,700. If the client retires at age 65, and draws $25,000 pa from super, the fund will run dry by age 77.
Small changes, can have dramatic effects.
With superfund achieving annual returns of 10% pa the client will have an approximate balance of $625,600. If the client retires at age 65, and draws $25,000 pa from super, the fund will run dry by age 82. This 3% difference in return from your superannuation, compounded over time, will give the client $237,900 more money come retirement, and will funds will last a further 5 years.