RETIREMENT PLANNING

SUPPORT THE LIFESTYLE YOU WANT WITH THE RIGHT RETIREMENT PLAN TO MAKE IT HAPPEN.

With the right financial advice, you could retire sooner than you think. Get in touch below.

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How do you want your retirement to look?

We all have different ideas about how we’d like to retire. Perhaps you’d like to travel the world, buy your dream sports car or just enjoy the simple luxury of generating income without the labour. At Simmons Livingstone, we know everybody has their own unique vision for the future. That’s why our retirement advisors make your dreams their business by getting to know your current circumstances, determining your financial goals and helping you make the right financial decisions to support the lifestyle you want in retirement.

Retire comfortably

Early planning could help you retire sooner than anticipated

Ensure you reach your financial milestones in retirement

Enjoy peace of mind knowing you have secured the future of your loved ones

Our process

To ensure you retire comfortably, we take a personalised approach to planning for your retirement.

ARRANGE A MEETING

Once you get in touch with us, we’ll arrange a time to meet. Depending on your preference, this can be a face-to-face meeting at our Gold Coast office, video call or phone call.

FILL OUT OUR PRE-MEETING QUESTIONNAIRE

To ensure you get the most out of our meeting, we will provide you with two quick and easy questionnaires that focus on:

  •  Your current financial position
  •  Your retirement goals
MEET WITH ONE OF OUR RETIREMENT ADVISORS

During our meeting, we’ll discuss all of the information you’ve provided us, review and discuss the risk levels of your investments and gain an in-depth understanding of how you would like to enjoy your retirement.

WE'LL DEVELOP A TAILORED RETIREMENT PLAN

Our next step is to develop a financial strategy that sets you up for success in retirement. Your retirement advisor will arrange a follow-up meeting with you to present your retirement plan.

IMPLEMENTING YOUR RETIREMENT PLAN

After presenting our retirement plan, we can also help action these recommendations on your behalf.

FOLLOW-UPS

We’ll make contact every six months to ensure your retirement plan is still accurate and you’re confidently moving towards retirement.

What our clients say

I would highly recommend Simmons Livingstone & Associates. I have been working with Kris Simmons and his team for around 4 – 5 years and they have assisted me personally and my business in several areas including income tax, business structuring, BAS, Finance and personal Insurance. The guys at Simmons Livingstone have always been on the front foot with my ATO obligations and are always available to point me in the right direction.

Tim Sladden

I could not recommend Simmons Livingstone more highly. Their service, expertise and professionalism is exceptional. They are also super responsive and have set up SMSF’s and businesses in record timing.  For many years I have had the wonderful support of Tom, Leeza and Lauren.  I could not have been happier with their service, support, patience and professionalism. Thank you!

Jade Williamson

I have been using Simmons Livingstone for my accounting and financial needs for over 10 years. In that time I have been extremely happy with their work and would not hesitate in recommending them to anyone.

They have expert knowledge and a warm professional approach. I also wanted to make a special mention of Tom Graham, their financial adviser. Tom has provided me with a financial plan that gives me peace of mind and a great future. I am very lucky to have the support of such a great team.

Victoria Hornsby

Frequently Asked Questions

When should I seek retirement financial planning?

To ensure you can live the life you’d like to in retirement, we recommend a retirement plan for anybody considering ceasing work in the next 10 to 15 years.

How much money do you need to retire comfortably?

Everybody’s idea of ‘living comfortably’ is different. We generally tell our clients, ‘what you’re currently doing is a pretty good reflection of what you’re comfortable with’.

However, there are other things to consider. For example, you might like to use your time outside of the workforce to travel more often or finally purchase that boat you’ve been dreaming of. By better understanding how ‘living comfortably’ looks for your retirement, we can better tailor your retirement plan to achieve it.

How much earlier could I retire with a retirement plan?

This will all depend on your current financial situation, your goals for the future and your risk propensity. Generally speaking, however, you can retire earlier than you might have anticipated, once you’ve implemented your retirement plan

What should I consider before planning for retirement?

To ensure your retirement plan is tailored to you, we ask a number of questions about your current lifestyle and your plans for the future. To give you an idea of what these questions look like, here are just an example:

  • When would you like to retire?
  • How would you like to spend your retirement? (E.g. travelling around Australia in a caravan?)
  • How would you like to see your family supported (financially)?

Get in touch

With the right financial advice, you could retire sooner than you think. Get in touch and let us help you take on the next stage of life with complete confidence.

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