FINANCIAL PLANNING

DO MORE OF THE THINGS THAT MATTER TO YOU WITH THE RIGHT PLAN TO BACK IT UP.

DO MORE OF THE THINGS THAT MATTER TO YOU WITH THE RIGHT PLAN TO BACK IT UP.

Ready to start achieving more personal & financial goals? We’re here to help!

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SET YOURSELF UP FOR SUCCESS WITH A SOLID FINANCIAL PLAN

Build your wealth and create the life you’ve always wanted with proven strategies to help you get there.

Whether you’re getting your first job, starting a family, buying a home or going for a big promotion, understanding your finances and having an actionable plan to maximise it is essential through every stage of life. Being proactive with your wealth, you’ll be able to focus more on doing the things you want and less on how you’ll make it happen.

Financial Planning Fundamentals

Wealth Creation

Wealth creation is all about ensuring you have the means to achieve the things that matter to you. Working as a team, we’ll take the time to understand your circumstances, help you to identify your financial goals and develop a sound strategy that will help to get you there sooner.

Property Investment

Property investment is something many people are interested in but never pursue due to lack of confidence. Working closely with you, we’ll help to uncover opportunities and guide you through the process, from your first property right through to managing a complete property portfolio.

Superannuation

Most people have superannuation, but very few understand where their money is being invested or how to maximise these investments for their future. As your superannuation experts, we’ll make everything simple by providing clear advice for making your money work harder for longer.

Personal & Risk Insurance

Insurance is there to safeguard your standard of living in the event that something goes wrong. From covering you in illness to managing business risk, we’ll help you to understand what insurance is right for you and work together to get the relevant policies in place.

Estate Planning

Estate planning is essential to ensuring that your cash, assets, belongings and liabilities are all distributed how you want after you’re gone. With the utmost care, our team can assist you to develop a clear and legally binding estate plan and help you to update it as things change.

Aged Care

Planning for aged care can be emotional, so the last thing you want to be thinking about is how to manage your money. As your partners in finance, we’ll take the stress out of big life changes and give you more time to focus on the wellbeing of you and your loved ones.

Why choose Simmons Livingstone & Associates?

To us, it’s personal

We won’t just give you generic guidance and send you on your way. The two most important components of our business is our staff and clients, so we always put them first.

We’re proactive

Whether it’s keeping clients informed of tax changes or spotting opportunities for growth for our clients, we’re always looking for ways to improve.

One-stop-shop

At the end of the day, we’re here to help you achieve financial goals - whatever they may be. We do this by getting to know you and your situation, then helping you in whatever way you need.

We really listen

Everyone has a different definition of financial success. That’s why we really listen to our clients, so that every recommendation is aligned to your own unique goals.

Financial Planning FAQ’s

How can financial planning help me?

Financial planning helps you to achieve your financial goals so that you can do the things you want to in life. A Financial Advisor will help you make decisions with your money to ensure you are paying as little interest and tax as possible. They will also ensure that you make smart cashflow and budgeting decisions and that your superannuation or investment portfolios are structured in a way that gives you the best opportunity to achieve your goals.

How much does an initial financial consultation cost?

Our initial 30-minute consultation is free.

When should I obtain financial advice?

We assist clients at varying points in their journey. If you are considering financial advice, now is the time to make it happen.

Will you make a commission for signing me up to various financial products?

We purely charge a fee for budgeting and cashflow advice, tax minimisation advice, retirement planning, investment and superannuation advice. No different to how a Solicitor or an Accountant will charge based on the time and value of their professional services and advice.

From an insurance point of view, similar to a Mortgage Broker being paid a commission from a bank for facilitating the advice and setup of a mortgage, we do receive a commission from insurance companies depending on policies put into force. This is a positive from a client’s point of view as it means that we do not have to charge a fee to help our clients take out cover to look after themselves, their families, their businesses and their existing debts.

Is there a minimum amount of money I need to have to seek financial advice?

Financial Planning is often believed to be for the wealthy and those who are nearing retirement. This is not the case.

Financial Planning is suited to everyone who has a financial goal that they want to achieve.

We work with clients who are saving for their first home or setting up their first business all the way through to helping people in retirement manage their funds so they can spend their time enjoying themselves knowing they have a trusted professional on their side.

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