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Important life decisions are made simple with expert advice from your Mortgage Broker.

The earlier you start making well-informed financial decisions, the sooner you will reach your personal and financial goals. Whether you’re a first-home-buyer looking to enter the property market or an established business person looking to acquire a business, our independent mortgage advisors utilise their expertise and vast network of lenders to find you the most suitable solution.

We work with you to determine your personal and financial goals, work out how much you can afford to borrow and find the right loan for you depending on your needs.

Individual & Family Lending

Commercial Lending

Mortgage Broking Process

1. Initial call

When you get in touch with us, we’ll have a brief chat over the phone to give us a better insight into your personal or business goals.

2. We gain a better understanding of your financial situation

To provide you with the best options according to your situation, we need to familiarise ourselves with your earning, spending and borrowing behaviours.

The more we understand about your situation, the better we can provide you with expert financial advice.

We will typically ask you for copies of your payslips, debts, and investments to your assets, debts and investments upon other things.

Your mortgage broker is there to support you, and will always ensure your information remains secure and confidential.

3. We provide you with several options from a range of lenders

Based on our extensive research, industry knowledge and professional opinion, we will provide you with a range of options and discuss each with you.

Once you’re satisfied with your understanding of each, you can choose your preferred option.

4. We continue working with you until you receive your loan/finance

At Simmons Livingstone & Associates, we pride ourselves on providing a level of personal care.

We help to plan and polish your application so that you have the best possible chance of approval.

We’re also more than happy to answer all of your questions throughout the process, to ensure a smooth transition of finance.

Meet our Lead Mortgage Broker on the Gold Coast


Wayne Milner Dip


Enquire Now

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Our Accreditations

Privacy Short Form Statement
We are committed to protecting your privacy. We may use the information you provide to assist you with your credit needs, including the preparation and submission of loan applications and to send you product information and promotional material. From time to time this will include direct marketing communications but we will always give you the option of not receiving these communications. We will provide your information to our credit licensee (Connective Credit Services Pty Ltd ABN 51 143 651 496), companies with whom you choose to deal, contractors who supply services to us and to others if we are required to do so by law.
We will never rent or sell your information.
Your consent – By asking us to assist with your credit needs, you consent to the collection and use of the information you have provided to us for the purposes described above. For more information on your privacy rights, including how you can access and correct your information or make a privacy-related complaint, please visit our website. The Privacy Commissioner also provides information on their website at